Find The Best Builder Incentives Available In Houston or The Suburbs Today!

3.99% interest-rate incentives on new construction, plus city/state grants and help with closing costs!

Home-buyer Incentives

A smiling couple standing in front of a house, holding a key. The house has a yard with a sign that says "Home Sweet Home". The image promotes city and state grants for first-time homebuyers in Texas.
Receive up to $50,000 in down payment and closing cost assistance through the City of Houston Homebuyer Assistance Program. Texas State Affordable Housing Corporation (TSAHC): Offers down payment assistance (DPA) of up to 5% of the loan amount. You can choose this as a true grant (does not need repayment) or a forgivable deferred loan.

City and State Grants

A happy family of three standing in front of a house with a 'Welcome Home' sign. The image promotes zero down payment on homes, with key points about affordable home buying options.

0% Down Payment Programs for First-Time Homebuyers in Texas

Many first-time homebuyer programs offer down payment assistance, affordable financing options, and other incentives that can make homeownership more accessible than you may think. Even if you're relocating to Texas from another state, you could qualify for these programs and take advantage of the benefits available to eligible buyers.
Whether you're buying your first home, moving to Texas, or looking for affordable home financing
A family, including two children and a woman, playing with bubbles on the porch of a modern house during sunset. A dog is sitting on the sidewalk, and there's a mailbox labeled 'BUILDER' in the front yard, with text advertising a 3.99% interest rate limited-time offer.

On Selected Inventory

Looking for affordable new homes in Houston? Many builders throughout the Greater Houston area are currently offering special low 30-year fixed interest rates on select new construction homes. Buyers can find homes starting in the low $200,000s, along with valuable incentives such as closing cost assistance, reduced monthly payments, and special financing programs. 
**Deals are at the builder`s discretion and can change. Please contact Bobby Mohebbi for the most recent and accurate incentives and interest rates in Houston or the suburbs.*

Builders We Work With

  • Black background with white letters 'P' and 'H' separated by a vertical line.

    Perry Homes

    Renowned for its open-concept designs, oversized windows, and signature structural warranties.

    From the $300`s-$900+

  • Westin Homes logo with stylized 'W' and 'V' in black and teal

    Westin Homes

    They are celebrated for their signature "rotunda ceilings," expansive two-story windows, wrought-iron accents, and high-end, transitional interior finishes

    From the $400’s-$1.3mm+

  • Highland Brewing Company logo with the word 'Highland' beneath an illustration of a mountain and trees.

    Highland Homes

    Consistently ranked as one of the nation's top homebuilders, frequently winning People's Choice Builder of the Year awards and earning high marks from J.D. Power. Generally leans toward contemporary, clean, and open layouts with bright, neutral color palettes.

    From the $400’s- $2mm+

  • D.R. Horton logo with the slogan "America's Builder" underneath, and text at the bottom stating "D.R. Horton is an Equal Housing Opportunity Builder."

    D.R.Horton Homes

    The largest homebuilder by volume in the United States, offering a massive variety of new construction and move-in-ready homes. Perfect for First-time Homebuyers!

    From the $200`s-$800+

  • Lennar logo in blue text on a white background

    Lennar Homes

    They are best known for their "Everything's Included" philosophy, which delivers upgraded luxury and smart-home features as standard. Next Gen Homes: A signature Lennar floor plan designed for multigenerational living. It includes an attached but private suite with its own entrance, living area, kitchenette, and bedroom.

    From the $200’s-$700+

  • Logo featuring a stylized house roof and chimney in blue with the word 'Homes' below.

    Meritage Homes

    They are highly regarded for their "All-In Pricing" model and strict focus on sustainable, ENERGY STAR®-certified builds. They frequently offer aggressive financial incentives like temporary below-market interest rate buy-downs (e.g., 3.99% fixed rates) and flex cash on closing cost

    From the $200’s- $500+

  • Black background with white text displaying the initials 'AW' and the name 'Ashton Woods'.

    Ashton Woods Homes

    Highly rated for spacious, modern floor plans, smart home integration, and the convenience of guided design studios. They were even named to the Newsweek list of Most Trustworthy Companies. The builder focuses on personalized touches without the overwhelming complexity of full custom building.

    From the $400’s- $800+

  • Black letter 'N' inside a white square with a red border, part of a logo.

    Newmark Homes

    They feature an in-house design studio and pre-selected "Curated Collections" to simplify custom home building. Known for versatile floor-plans and energy efficient designs. Newmark allows buyers to take their floor plans and expert services to construct homes on privately owned lots.

    From the $400’s- $1.2mm+

  • Tri Pointe Homes logo on a white background.

    Tri-pointe Homes

    Tri Pointe focuses on architectural innovation, flexible floorplans, and seamless integration of indoor/outdoor living spaces. The company emphasizes healthy, environmentally responsible, and energy-efficient construction practices across all their communities.

    From the $400’s- $1.2mm+

  • Black background with a white house logo and the text 'M/I HOMES' and 'Welcome to Better' below.

    M/I Homes

    Perfect for first-time homebuyers. Entry-level to upper-tier new builds, typically spanning from the $190,000s to the $640,000s.

  • A logo featuring a stylized house shape with an 'S' inside, in gold on a dark background.

    Sitterle Homes

    A premier Texas-based homebuilder known for luxury garden homes, traditional estates, and custom builds. They are highly regarded for "lock-and-leave" lifestyle communities, which feature low-maintenance exteriors and professional landscaping ideal for down-sizers and retirees.

    From the $500’s- $900+

  • Khovnanian Homes logo in black text on a white background.

    K Hovanian Homes

    The company offers a diverse range of housing, from first-time buyer homes and luxury single-family builds to 55+ resort-style communities. Builds single-family homes, townhomes, and condos. They are also well-known for their Four Seasons brand of active-adult (55+) communities.

  • A white house icon inside a green circle with a partial black roof detail.

    Chesmar Homes

    Chesmar is highly praised for maximizing space and creating livable, open-concept floorplans with high ceilings and flexible work-from-home or entertainment spaces. They are a mid-sized, Texas-centric homebuilder known for delivering energy-efficient, well-designed homes at approachable price points.

    From the $300’s- $500’s

  • A green geometric abstract design with angular shapes and curved lines on a black background.

    Colina Homes

    The company specializes in affordable, energy-efficient new construction, featuring open-concept layouts, chef-inspired kitchens, and extensive warranty programs. Homes are affordable, making it a highly accessible builder for first-time buyers and families. Known for premium craftsmanship and energy-saving technology, from insulated windows to high-efficiency HVAC systems.

    From $200’s- $350’s

  • Logo for Long Lake Ltd with mountains and water, and the slogan 'One Step Closer To Home'

    Long Lake Homes

    Focuses on delivering entry-level and move-up homes with high-end features (like gourmet kitchens and spacious master suites) at competitive price points. Active in over 20+ desirable master-planned communities across the Greater Houston area, including Katy, Cypress, Hockley, Rosharon, and Fresno.

    From the $380’s- $600+

  • Castlerock Communities logo featuring a red castle tower with a small window, with the text 'Castlerock Communities' below.

    CASTLEROCK Homes

    Known for energy-efficient designs and versatile floor plans, they specialize in building new construction homes for entry-level and move-up buyers in master-planned communities. Buyers generally praise their customizable floor plans, premium standard features (that are treated as upgrades with other builders), and attractive community amenities.

    From the $200’s- $500’s+

  • Gehan HOMES logo with the company name in black and blue text on a white background.

    Gehan Homes

    Known for award-winning architectural designs and structure. Consistently ranks among the top 30 largest homebuilders in the United States and the top 10 largest privately-owned homebuilders. Gehan/Brightland homes are frequently featured in highly-rated master-planned communities across the Houston region. In recent years, homes have been available in top-tier neighborhoods such as:

    • Sunterra (Katy/Hockley area)

    • Marvida (Cypress area)

    • Coastal Point (League City)

    • The Woodlands Hills (Conroe/Willis area)

      From the $300’s- $700’s

  • Beazer Homes logo with a stylized green leaf and the red text 'Beazer Homes'.

    Beazer Homes

    They are highly regarded for their energy-efficient construction, Mortgage Choice program, and Choice Plans that allow buyers to personalize primary living areas at no additional cost. They serve a diverse mix of buyers, including entry-level, move-up buyers, and age-targeted/active adults.

    From the $300’s- $700’s+